Everything Property Buyers Need to Know About e-Khata in Bengaluru
If you’re buying a property in Bangalore, the e-Khata is one of the most important documents you will require. It’s the city’s digital record that confirms ownership, enables home loans, and ties your property to the official revenue system — whether under BBMP, Panchayat, or Town Municipal Council (TMC).
But beyond approvals and applications, the e-Khata gives you something deeper: clarity.
A verified identity for your property.
A foundation of trust before you invest.
Think of the e-Khata as Bangalore’s official recognition of your place in the city’s revenue records. They’re confirming that your property exists, is legally aligned with its records, and is ready to move through the system without surprises.
What Information Does an e-Khata Contain?
An e-Aasthi (e-khata issues by BBMP) is a structured digital profile of your property. Below is a clear breakdown of the data you’ll see — and what each part means for a buyer.
- Owner Details
This section displays the name of the verified owner as per BBMP/Panchayat/TMC records. It immediately tells you whether the seller is the legitimate, recorded owner. - Property Identification Details
These are the identifiers the city uses to confirm that the property exists exactly where it claims to. Errors or inconsistencies can delay loans, registrations, and future transfers. They typically include:
- ePID (Electronic Property Identification Number)
- Property numbers (apartment number, site number, survey number)
- Latitude and longitude coordinates
- Ward number / Village name
- Zone (North, South, East, West)
- Property Classification
The e-Khata categorises the property as:
- Residential
- Commercial
- Mixed-use
- Agricultural (for Panchayat/TMC limits)
- Plot or Unit Dimensions
The document usually lists:
- Total area (sq. ft. or sq. m)
- Built-up or carpet area (for apartments)
- Plot measurements (for sites)
- Tax Payment Record
The tax section shows:
- Last year tax was paid
- Receipt numbers
- Outstanding dues
Why Is the e-Khata Important for Buying a Property in Bangalore?
It’s Proof of Verified Ownership
The e-Khata is issued by BBMP, Panchayat, or TMC, making it an official acknowledgment of the property in the revenue department's system. It aligns registration data with revenue records — a dual check that strengthens ownership clarity.
With an approved e-Khata, you know:
- The property is legally recognised
- The seller is the recorded owner
- All revenue details are in order
In a fast-paced market like Bangalore, this is the clearest signal of legitimacy.
Banks Require the e-Khata for Home Loan Approval
Lenders rely on the seller's e-Khata to confirm:
- The property exists in official records
- The seller is the recognised owner
- Taxes are updated
- There are no systemic discrepancies
After your sale deed is registered, the e-Khata must be transferred to your name. Banks require this updated e-Khata to complete your home loan documentation.
What Should You Check on an e-Khata Before Buying?
Before finalising your purchase, review these sections carefully:
- Owner Name: The name on the e-Khata must match the seller’s name exactly.
- Identification Details: Cross-check the following against your sale deed and approved plans
- Apartment number / unit number
- Survey or site number
- Ward / village
- Zone details
- Tax History: Confirm
- Last tax year paid
- Any outstanding dues
- Dimensions: Compare the e-Khata dimensions with
- Sale deed
- Approved plan
- Actual property measurements
e-Khata for Under-Construction Apartments
The e-Khata process works differently for ongoing projects. Here’s how it's different:
Step 1: Land Khata for the Entire Parcel - Before construction begins, the developer must secure an e-Khata for the land from BBMP or Panchayat/TMC. In JDAs (Joint Development Agreements), the landowner usually holds this Khata.
Step 2: Khata Bifurcation into Individual Units - Before your registration, the land e-Khata is split into unit-wise e-Khatas. Your flat receives its own ePID. Without bifurcation, Karnataka does not permit the registration of your sale deed.
Your e-Khata After Registration
Once your sale deed is registered, the final step is Khata transfer. This updates the e-Khata from the builder or landowner’s name to yours.
Only after the transfer can you:
- Pay property tax in your name
- Maintain a clean ownership history
- Refinance or resell smoothly later
This updated e-Khata is the city’s official acknowledgment that the home now belongs to you.
FAQ: Common Questions About e-Khata in Bangalore
- Is e-Khata mandatory for buying a property?
Yes. It is the primary proof of ownership in the city’s revenue system. It is required for registration of any transaction on the property. - Can I buy a property without an e-Khata?
No, the Karnataka government does not allow any registrations of property transactions without an e-khata - How long does Khata transfer take?
Timelines vary by jurisdiction but typically range from a few weeks to a few months depending on the governing authority. BBMP e-aasthi usually takes 7-15 days for khata transfer - Is e-Khata needed for under-construction properties?
Yes under-construction projects must have a verified e-khata for the land.
Conclusion
Whether you’re buying a ready home, reviewing a seller’s documents, or investing in an under-construction project, the e-Khata gives you clarity that no other record can match. It aligns your sale deed, your tax history, your dimensions, and your identification into one verified profile.
Understanding it — and reviewing it properly — ensures you step into ownership without uncertainty. Because in a city as fast-moving as Bangalore, an updated e-Khata isn’t paperwork. It’s your foundation of trust, your proof of legitimacy, and your fastest path to confident ownership.
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